Show Low Mortgage Broker & Realtor
One team.
Complete solution.
The financing and the home — handled by one team. 15+ years, 1,000+ mortgages, and a broker who shops 100+ lenders, not just the loan a bank can sell.
Show Low Mortgage Broker & Realtor
The financing and the home — handled by one team. 15+ years, 1,000+ mortgages, and a broker who shops 100+ lenders, not just the loan a bank can sell.
Because I shop 100+ lenders, I can place loans a single bank turns away.
Buy your next home with the right loan, shopped across 100+ lenders.
Lower your rate or payment when the market moves your way.
Put your equity to work — renovations, investing, or consolidating debt.
Qualify on your real income — bank-statement programs, often no tax returns.
Finance rentals on the property's cash flow (DSCR) — not your personal W-2.
Low- and no-down options for veterans, first-timers, and rural buyers.
Pay your home off years sooner using the cash already flowing through your accounts. Ask me how it works.
Homeowners 62+ can turn equity into cash flow with no monthly mortgage payment — while keeping title to their home.
A quick, secure application. No stack of paperwork to start.
You get the winner — the best rate and terms for your situation.
I chase every condition and keep everyone updated, so nothing stalls.
Close on time and move in — done right, start to finish.
Most people juggle a lender, an agent, and a property manager who never talk. With Olson Home Group, it's one team handling all three.
Pre-approval, purchase loans, refinances, and equity options — with 100+ lenders shopped for the right fit.
Get pre-approved →Sell with an agent who understands the numbers behind every offer — pricing, timing, and the financing your buyer needs.
Get started →Local property management from someone who's invested in 50+ properties. Tenant placement, maintenance, and peace of mind.
Get started →Get a real value and see how much equity you're sitting on — a lender-grade number, not a Zestimate guess.
Over 15 years and 1,000+ mortgages, we've learned that the best outcomes come from a team that sees the whole picture. We're not just brokers — we've personally invested in 50+ properties, so we understand real estate as owners, not just lenders.
That means real-world advice, straight numbers, and a team behind you through every step home.
Meet the teamReal reviews from real clients. See why buyers, sellers, and borrowers keep coming back.
"A big shout-out to Kristi Olson! We reached out to around 15 lenders and she came through for us… 10 days from application to money in our account. Great rate, no appraisal, nothing up front. If you want a HELOC or need a mortgage loan, she's your gal."
"Having her as both our realtor and mortgage broker made the entire home-buying process seamless and stress-free. It's rare to find someone who can handle both sides so efficiently, but Kristi exceeded every expectation."
"Kristi went above and beyond when she caught an error in our loan that would have cost us more than $3,000 — her attention to detail saved us a significant amount of money. We felt supported every step of the way. Highly recommend!"
"Kristi Olson Loans is the best! She went above and beyond to make sure our VA loan closed on time. This was our second mortgage with her, and both times have been nothing short of amazing."
"We're so grateful for everything Kristi did for us! We didn't think we'd even be homeowners the way things are these days, but she helped tremendously. We love her dearly!"
"Highly recommend!! We are returning clients of Kristi because she and her team are professional, kind, and guide us through the process every time. We trust her!"
I originate loans in Arizona and Missouri — and through Barrett Financial's multi-state network, I can connect you with a trusted, licensed loan officer across much of the country. Reach out and I'll get you to the right person.
Reach out — wherever you areKristi Olson, MBA is an independent mortgage broker (NMLS #1459928) and a licensed Arizona Realtor, based in Show Low in the White Mountains. She has been in mortgage lending for more than 15 years and has processed over 1,000 mortgages. Her mortgage licence is sponsored by Barrett Financial Group, L.L.C. She is not a bank employee and does not work for a single lender.
A broker. That is the whole difference. A bank can only offer you what is on its own shelf, so if your file does not fit that shelf the answer is no. As a broker Kristi shops more than 100 wholesale lenders and places each loan with whichever one actually fits the borrower. It matters most on the files banks decline — self-employed income, land, manufactured and park-model homes, cabins and rural property.
Yes, and Kristi is both. It means there is no gap between your agent and your lender: no property type that surprises the underwriter, and no pre-approval that turns out never to have been underwritten. Up here that is usually what ends deals. You are never required to use both sides — plenty of clients use one.
Show Low, Pinetop-Lakeside, Lakeside, Snowflake, Taylor, Heber-Overgaard, Springerville, Eagar and the surrounding White Mountains of Arizona. Kristi originates mortgages in Arizona and Missouri, and through Barrett Financial's multi-state network can connect you with a licensed loan officer in much of the rest of the country. Real estate representation is Arizona only. There is no walk-in office — Kristi lives here and meets clients locally or remotely.
Conventional, FHA, VA and USDA; self-employed programs that qualify on bank statements, 1099s, profit-and-loss or assets instead of tax returns; first-time buyer programs and down payment assistance; reverse mortgages including buying a home with one; cash-out and HELOC; jumbo, bridge, construction and renovation; manufactured and park-model homes, including homes that have been moved; vacant land; investor and DSCR; physician; and Section 184.
Start with a conversation — call or text 602-737-1045, email [email protected], or book a call. There is no fee to talk and no obligation. If a file is not ready yet, Kristi will say so plainly and tell you what would make it ready. Loan approval is subject to underwriting; nothing here is a commitment to lend.
Get pre-approved in minutes or just ask a question. No pressure, real answers.