The short answer
Yes. I hold an active Arizona real estate license with Barrett Real Estate, and I am an independent mortgage broker, NMLS #1459928, through Barrett Financial.
It is uncommon because they are two separate licenses — separate continuing education, separate regulators, separate renewal cycles — and most people in either business have no particular reason to carry the other. I carry both because I buy property myself, and I got tired of waiting on someone else to answer a question I could answer.
What it actually changes
You get the financing answer while you are still standing in the house. That is the whole thing. It sounds small until you are looking at a property around here.
The housing stock in the White Mountains is not uniform. Acreage. Homes on well and septic. Manufactured and park-model homes, some of which have been moved. Older places added onto over decades without permits. Cabins on roads nobody plows. Whether a given property can be financed at all, and by whom, is a live question with a real answer — and the answer changes lender to lender.
Most buyers find that out days later, relayed through their agent, from a loan officer who has never seen the property. Sometimes the answer is no, and by then you are emotionally committed and two weeks down the road.
On the selling side it does something different. When offers come in I read each buyer's financing the way an underwriter would — what has been verified rather than merely stated, and what is likely to fail at appraisal or at the insurance quote. An automated pre-qualification letter and a fully underwritten approval look nearly identical on paper and carry entirely different risk. The strongest offer is often not the biggest number, and accepting one that collapses in week three costs you the market's attention and puts you back on as a stale listing.
What it does not change
You are not required to use me for both. Plenty of my real estate clients finance somewhere else, and that is completely fine — it is two separate engagements and you can take either one on its own.
Federal rules require the dual role to be disclosed in writing, which I do, every time. Disclosure is the point: you should know, and then you should choose.
It also does not make me a bank. I am a broker, which means I shop hundreds of lenders and place a file where it actually fits rather than trying to force it into one institution's box. On unusual property that distinction is most of the job.
Why almost nobody does this
Because it is two jobs. Two sets of rules, two sets of paperwork, and two ways to be wrong. The honest reason it works for me is that I own more than fifty properties myself and have paid for my own mistakes — the financing side was never optional for me, so I learned it properly.
If the numbers on something do not work, I would rather tell you. There is no version of this where selling you a bad deal is worth it.
If you want to talk
No pressure and no script. Call or text 602.737.1045, or send a message. If you are weighing agents generally, there is a fuller list of questions worth asking in how to choose a realtor in Show Low. If you are buying, start with Show Low, Pinetop-Lakeside or Snowflake and Taylor. If you are selling, selling a home in Show Low walks through the whole process.